rubyh69
@rubyh69
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Topics: 0 / Replies: 6
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RE: Mortgage rules just got tighter—didn't see that coming

Clear communication definitely helps, but honestly, I think the bigger issue is regulators' hesitancy to act decisively. Market panic often comes from...

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RE: When Can I Finally Ditch Mortgage Insurance?

That's a good point about AVMs—they're notoriously slow to catch up, especially in hot markets. But I'd also caution that appraisals aren't always bul...

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RE: Feeling Stuck Paying Only Interest and Getting Nowhere

I get what you're saying about needing that bigger leap. A few years back, I was stuck in a similar interest-only rut with one of my first investments...

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RE: When Can I Finally Ditch Mortgage Insurance?

Good point about checking with the lender first—I've seen people jump the gun and end up frustrated when their appraisal didn't meet the lender's spec...

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RE: Feeling Stuck Paying Only Interest and Getting Nowhere

Yeah, bi-weekly payments seem minor at first glance, but it's all about consistency and compounding. Those extra payments you're throwing in here and ...

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RE: My experience getting monthly income from home equity

Yeah, setting aside a solid maintenance reserve is definitely smart advice. Personally, I lean toward the higher end—around 10%—especially if the prop...

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