Honestly, I've found appraisals to be pretty unpredictable too, but sometimes it's not worth jumping straight into refinancing just to ditch PMI. I've...

Yeah, smart thermostats aren't always the magic bullet they're made out to be. I've seen clients who barely saved anything because they were already p...

Yeah, agreed on refinancing—seen plenty of clients get burned waiting for rates to drop. One thing I'd add: having extra cash on hand can be huge if u...

Haha, totally relate to this. I've seen people lose sleep over a fraction of a percent, and honestly, after years in the biz, I've learned it's rarely...

Been there myself—credit cards can spiral quick. First step I'd suggest is tracking down exactly where your money's going (painful, I know...). Then m...