That “rent just feels like money down the drain after a while” line hits home for a lot of folks. But here’s something I always wonder—have you ever r...
It’s wild how often this comes up. I’ve had folks come to me after years of writing off every possible expense, thinking they’re being smart with taxe...
Stretching to buy sooner vs. waiting for a bigger down payment—this is the classic dilemma, especially after bankruptcy. I totally get what you mean a...
You're spot on about the math not always being straightforward—I've seen this scenario play out a lot. PMI can feel like throwing money away, but some...
Yeah, it's surprising how many homeowners still assume all HELOC interest is deductible. The rules changed back in 2018—now it's mostly limited to imp...
That's interesting, but I'd say the type of refinance can still matter quite a bit. Cash-outs typically involve extra appraisal steps and underwriting...
Exactly this. Gravel itself usually isn't a big deal, but insurers get twitchy about runoff and erosion because those issues can quietly escalate into...
Financial stability definitely matters, but sometimes I wonder if we overestimate how much security a stable job really gives us. Think about it step-...
I get what you're saying about lenders just protecting themselves, but honestly, sometimes it does feel a bit sneaky. I've had clients completely blin...
Yeah, tapping equity for a vacation can get tricky real quick... First, you're sipping cocktails on the beach, next thing you know, the roof leaks or ...
