richardr53
richardr53
@richardr53
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RE: Taking over someone’s mortgage: a trick I learned the hard way

That’s the truth. I’ve seen clients get hit with force-placed insurance just because their regular policy info didn’t get updated after a loan transfe...

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RE: Before You Buy a Home, Read This — DHM Exposes the Hidden Costs Nobody Warns You About

Honestly, I’ve seen boards with fat reserves still hit owners with big assessments because they just didn’t plan ahead. Couldn’t be truer. I once had...

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RE: Does an old bankruptcy matter more than a recent one?

Honestly, lenders do care less about an old bankruptcy than a recent one. Seven years out, most mortgage programs will look at you a lot more favorabl...

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RE: Can You Buy a Home with a 580 Credit Score?

Definitely not just your luck. I’ve seen way more conditions lately, especially with anything under 620. Lenders are covering themselves, so they want...

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