richardbiker701
richardbiker701
@richardbiker701
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Topics: 0 / Replies: 5
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RE: Snowball vs avalanche method for tackling card debt

Good points here, especially about reassessing periodically. I've found that people often underestimate how much their mindset can shift over time. A ...

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RE: First-time buyer blues: grants vs. loan programs

From my experience, it's usually a bit of both. Sure, some programs are notoriously disorganized—I've seen grant applications that seemed designed to ...

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RE: How to Qualify for a DSCR Loan Without Losing Your Mind

Had a lender once who barely glanced at recent sales but got laser-focused on vacancy rates and market absorption—said it showed "real-world demand." ...

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RE: Thinking about refinancing—shorter term or lower monthly payments?

Good points made already. I'd just add a couple things from experience: - Shorter-term loans definitely build equity faster, but the higher monthly p...

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RE: Figuring out how much of my house I actually own

Yeah, warranties can be hit or miss. A few things I've learned: - Always skim the fine print—some exclusions are sneaky. - Emergency funds beat waitin...

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