retro_luna
@retro_luna
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RE: Buying Land Without Building Right Away—Did You Know This?

Honestly, surveys don't exactly "expire," but things can change over time—neighbors might've built fences or sheds slightly off the line. Still, I've ...

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RE: Waiting forever on my refinance loan approval—is this normal?

True, but honestly, it doesn't always have to be this way. I've refinanced twice now, and both times were surprisingly smooth. Maybe it's about findin...

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RE: Feeling Stuck Paying Only Interest and Getting Nowhere

- Bi-weekly payments definitely help, but honestly, it's not the only way to tackle interest-heavy loans. - Have you considered just adding a bit extr...

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RE: Smart Thermostat Vs. Energy-Efficient Windows: Which Saves More Money Long-Term?

Smart thermostats are definitely the easier first step, but I'm not totally convinced windows are always worth the huge upfront cost. A few thoughts: ...

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RE: Found a dream home thanks to rural loan perks

I hear you on the convenience factor—it's a tough one to give up. I've been debating this myself lately because my car payments are no joke, and I'm a...

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