Title: Does having a top-notch credit score really make home buying easier? That lines up with what I’ve seen, too. Once you’re over that 760–780 mar...

I’ve seen a lot of folks wrestle with that exact trade-off—higher rates versus the stability of owning. Sometimes, lenders will budge a little, especi...

Funny how those “miscellaneous” fees can sneak in, right? I always tell folks: if you don’t know what a fee is, ask twice. Ever notice how some lender...

Had a client last year who had to jump ship mid-escrow because their original lender suddenly dropped the max loan amount—no warning, just a revised p...

I totally get the “tedious” part—reading all that fine print isn’t exactly fun, but it’s saved me from some surprises too. When you’re comparing polic...

I get the caution, but I’d push back a bit on pre-qualification being totally useless. For some buyers—especially first-timers—it’s a helpful gut chec...

Man, you’re not kidding about tax returns understating things. I’ve had clients where the broker just stared at their Schedule C like it was written i...

That “just in case” fund vanishing act is way too familiar. I remember thinking I’d budgeted for every possible surprise, then the lender threw in a l...

Good advice overall, but have you considered the impact on your loan term? Sure, monthly savings look great, but refinancing could reset your mortgage...

Honestly, I'd be cautious about jumping straight into another appraisal. I've seen clients successfully challenge an appraisal—but only when they had ...

Have you considered getting an energy audit first before diving into window replacements? Sometimes the issue isn't as much the windows themselves as ...