I’ve actually had the opposite experience a few times—some lenders in Texas have been surprisingly upfront about their fees, almost to the point of ov...

Totally agree about weighing the risks carefully. Had clients who refinanced to fund their kid’s college tuition—it worked out fine because they had s...

Yeah, I've seen this happen more times than I'd care to admit. A client of mine had their home inspected thoroughly—new wiring, plumbing upgraded, roo...

Yeah, ARMs can definitely be tricky. Had a client once who jumped in because the initial rate looked amazing...then rates went up, and they were scram...