raycrafter
@raycrafter
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Topics: 0 / Replies: 5
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RE: CHOOSING BETWEEN KEEPING THE HOUSE OR STARTING FRESH AFTER BANKRUPTCY

I’ve worked with a few clients in this spot, and it’s rarely just a numbers game. There’s a lot more wrapped up in the decision than people expect. I’...

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RE: Buying a Home in 2026? You Might Be Missing a Free $25,000

I’ve seen both situations, honestly. Most lenders are pretty good about reaching out if something’s missing. They’ll usually send an email or call you...

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RE: Getting Results When Your Loan Servicer Drops the Ball

That “noted your file” line gets tossed around way too easily, I agree. I’ve noticed it’s often just a placeholder, not a sign of any real progress. K...

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RE: Does having a top-notch credit score really make home buying easier?

I get where you’re coming from, but honestly, I think the lender’s process is pretty standardized these days. Sure, personalities can make things feel...

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RE: Imagining a landlord juggling DSCR loans and rent chaos

That 1% rule really does feel outdated, especially with how unpredictable repairs can get. I’ve seen clients track their actual maintenance costs and ...

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