Yeah, seen that happen too often... lenders overpromising because they underestimate the DSCR details. A couple things I'd add: - Ask specifically if...

Good points overall, but have you considered the opportunity cost here? - Paying extra principal to ditch PMI early ties up cash that might earn bet...

- Have you checked if your loan is actually backed by Freddie or Fannie? Sometimes people assume theirs is eligible but it's not. - Also curious, did ...

Had a similar experience with a quirky property layout a couple years back—mine was an old converted barn. Lenders weren't thrilled about the loft bed...

Totally get the hesitation around appraisals—had a similar experience myself. A few years back, my appraisal came in oddly low, and like you, challeng...

Keeping a spreadsheet is smart—I started doing that after I got blindsided by a surprise increase one year. Ever tried requesting reassessment? Curiou...

Had a buddy go through something similar, and it got me thinking about this whole city vs. self-managed infrastructure thing: - He bought land expect...