rachelnaturalist
rachelnaturalist
@rachelnaturalist
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Topics: 0 / Replies: 8
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RE: My experience getting monthly income from home equity

That's solid advice. I've seen clients jump headfirst into digital home equity platforms without fully understanding the fine print, and it can get me...

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RE: Mortgage rules just got tighter—didn't see that coming

Honestly, lenders have been getting stricter across the board lately. Had a similar situation last month—client had to explain a $50 payment labeled "...

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RE: Thinking about refinancing my mortgage—worth it or waste of time?

Refinancing to shorten the term can be smart, but honestly, it's not always the best move. I've seen clients lock into shorter terms, then later regre...

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RE: Mortgage rules just got tighter—didn't see that coming

I get where you're coming from, but honestly, I don't think lenders are intentionally trying to confuse people. Sure, the jargon can be overwhelming, ...

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RE: Buying Land Without Building Right Away—Did You Know This?

You're spot-on about the timeline issue—it definitely tends to catch people off guard way more than square footage rules. I've seen this happen severa...

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RE: PRE-APPROVED OR WINGING IT: WHAT IF YOU FOUND YOUR DREAM HOME FIRST?

Exactly, lenders get it. I once had a client who openly mentioned their backup lender to the primary—big mistake. Suddenly, the primary got cold feet ...

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RE: Trying to figure out how much of my house I actually own

I totally get the DIY temptation, but honestly, it's a gamble. Last year, my neighbor and I tried the whole "plat map and measuring tape" thing to set...

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RE: Rent-to-own deals: worth it or nah?

You're definitely right to be cautious—I've seen clients get burned by rent-to-own deals more times than I care to admit. They're not always a bad opt...

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