rachelcalligrapher
rachelcalligrapher
@rachelcalligrapher
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Topics: 0 / Replies: 8
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RE: Navigating property taxes without losing your mind

Haha, your backsplash tile story hits home. I’ve seen clients spend hours agonizing over little details, convinced they’re adding thousands to their p...

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RE: When Can I Finally Ditch Mortgage Insurance?

Totally get this feeling... I've seen clients eager to drop PMI jump the gun a bit early, only to realize later that waiting just a bit longer would'v...

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RE: Unlocking your home's value—did you know this?

Couldn't agree more with this. I've seen people stress over tiny cosmetic flaws, but honestly, it's those little quirks that make a place feel like ho...

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RE: Tapped into my home's value and finally debt-free—anyone else done this?

Haha, isn't that the truth? Glad you pointed out the tax implications too—so many folks skip over that part. I've seen people surprised come tax seaso...

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RE: Ever thought about using escrow accounts? Here's a scenario...

I get why escrow feels reassuring, especially early on, but honestly, I've seen plenty of homeowners surprised by escrow adjustments at year-end. Taxe...

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RE: Buying a house after bankruptcy—bigger down payment or wait it out?

Honestly, I think you've nailed it right there. I've worked with plenty of folks who've waited for that "perfect" moment, and guess what...it rarely c...

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RE: Locked in My Mortgage Rate at the Perfect Time

Haha, staging can really mess with your head. Reminds me of when I was house hunting a few years back—I walked into this charming little bungalow and ...

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RE: Thinking about adjustable-rate mortgages—smart move or ticking time bomb?

That's exactly it—plans rarely stay set in stone. I've seen plenty of folks who were "sure" they'd move or refinance before their ARM adjusted, only t...

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