rachelcalligrapher
rachelcalligrapher
@rachelcalligrapher
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RE: Ever thought about using escrow accounts? Here's a scenario...

I get why escrow feels reassuring, especially early on, but honestly, I've seen plenty of homeowners surprised by escrow adjustments at year-end. Taxe...

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RE: Buying a house after bankruptcy—bigger down payment or wait it out?

Honestly, I think you've nailed it right there. I've worked with plenty of folks who've waited for that "perfect" moment, and guess what...it rarely c...

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RE: Locked in My Mortgage Rate at the Perfect Time

Haha, staging can really mess with your head. Reminds me of when I was house hunting a few years back—I walked into this charming little bungalow and ...

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RE: Thinking about adjustable-rate mortgages—smart move or ticking time bomb?

That's exactly it—plans rarely stay set in stone. I've seen plenty of folks who were "sure" they'd move or refinance before their ARM adjusted, only t...

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