rachel_runner
rachel_runner
@rachel_runner
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Topics: 1 / Replies: 7
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RE: Mortgage rules just got tighter—didn't see that coming

I had a similar experience when we refinanced a couple years ago. The sheer volume of documents was overwhelming and, honestly, felt unnecessarily com...

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RE: Buying a house after bankruptcy—bigger down payment or wait it out?

That's a really thoughtful approach. After my own financial setback years ago, I rented longer than I'd planned, and honestly, at first it felt like a...

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RE: Feeling Stuck Paying Only Interest and Getting Nowhere

Totally get what you're saying about interest-only feeling like you're stuck in neutral. I remember when I first bought my place, the lower payments s...

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RE: Unlocking your home's value—did you know this?

Good points there, especially about reversible upgrades. When we first bought our place, we went a bit overboard with custom built-ins thinking they'd...

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RE: Transferring your mortgage smoothly without losing your mind

Went through something similar a couple years back when refinancing. We had multiple accounts and moved money around constantly—didn't even cross our ...

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RE: Thinking about tapping into home equity for a remodel—smart move or risky?

When I first started remodeling my place, I definitely considered equity potential, but honestly, it wasn't my main driver. I found that focusing too ...

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RE: HIGHER DOWN PAYMENT VS. HIGHER INTEREST RATE FOR INVESTMENT PROPERTY

Great questions—definitely things I wrestled with early on. I've personally seen renovations pay off nicely, especially if you focus on kitchens, bath...

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