Good point about refinancing clauses, but honestly, I think people sometimes overemphasize refinancing as a safety net. Isn't it smarter to just lock ...

Yeah, I see your point about appraisals being a safety net, but sometimes the traditional loan process feels overly cautious and rigid. I've heard of ...

Hmm, I get that snail mail feels ancient, but honestly, sometimes digital uploads aren't much better. Last time I refinanced, the online portal kept g...

True, but honestly, it's not always as random as gambling. I think it's more about knowing your local office's reputation. In my old neighborhood, app...