pumpkinf83
pumpkinf83
@pumpkinf83
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Topics: 0 / Replies: 11
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RE: Getting Results When Your Loan Servicer Drops the Ball

Fax machines are a nightmare—can’t count how many times I’ve had to resend docs because the “confirmation” didn’t mean squat. I’m with you on the pape...

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RE: Can You Buy a Home with a 580 Credit Score?

That’s a really solid point about the cost of mortgage insurance—people don’t always realize how much that adds up. I’ve seen folks get super excited ...

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RE: Does a VA loan require an inspection? What are the VA loan inspection requirements for buyers and spouses?

Title: VA Appraisers—Do They Ever Flag Big Issues? - In my experience, it’s mostly the obvious stuff—peeling paint, missing handrails, broken windo...

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RE: When your mortgage statement looks like a cryptic crossword

That “PMI ADJ RFD” label gets people every time. You’d think after all these years, statements would be written in plain English. I always tell client...

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RE: New Homes with Low Interest Rates

Title: New Homes with Low Interest Rates Couldn’t agree more. Here’s what I see trip people up: - Title issues—those can drag on for months and co...

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RE: Does having a top-notch credit score really make home buying easier?

Honestly, even with a near-perfect score, the process can feel like a full-on audit. Here’s what I’ve seen over and over: - Lenders are just way more...

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RE: How to Buy a Home with Loan and Secure Your Dream Home

- That’s honestly more common than folks think. Lenders can be super nitpicky, especially right before closing. - Double-checking docs is smart, but I...

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RE: Best Mortgage Lenders for First-Time Buyers in 2025 – What to Know

Totally get where you’re coming from. I’ve seen those “by the book” lenders cause more stress than necessary, especially for first-timers who are alre...

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RE: Are you considering buying a home in Dallas? Read this before!

I’ve seen buyers in Dallas still get some repairs or credits, but it’s definitely tougher now. Sellers know they have the upper hand, so unless it’s a...

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RE: Home Buying 101: Stuff I Wish I'd Known Beforehand

Negotiating repairs after inspection can still happen, but it's definitely gotten trickier lately. From what I've seen recently: - If the market is h...

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RE: Thinking about refinancing my VA mortgage, curious what others are doing

Agreed, it's all about crunching your own numbers. A few things I'd add: - Factor in closing costs—sometimes those upfront fees eat into short-term sa...

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