I get where you’re coming from. I’ve run the numbers on a few of my own properties and sometimes the math just doesn’t work, especially if you’re not ...

Couldn’t agree more—handing everything off sounds easy, but you lose visibility fast. I’ve seen folks in my circles get burned by missed payments or s...

Yeah, they’ll dig up every skeleton in your financial closet. I’ve had them question a $200 limit store card from college—like, really? But here’s the...

Yeah, credit can be a real dealbreaker, even if you’ve got a fat down payment. I’ve seen deals fall apart over a 15-point dip. Ever notice how some le...

I’ve actually had mixed results with the cc’ing-the-boss move. Sometimes it works, but honestly, I’ve seen it just make the underwriter dig in their h...

I hear you on the paperwork circus. Last time I refinanced, they wanted a letter explaining every deposit over $500 in my account—like, sorry for sell...

Nailed it? Not me. I’ve bought and refinanced more times than I can count, and I’ve never landed that “perfect” rate. Honestly, I think chasing the ab...

I get the logic, but isn’t there a risk in waiting too long? Stuff like foundation issues or HVAC failures don’t really care about your job situation—...

You're definitely not alone in feeling that frustration. I've been there myself, especially with my first investment property. Those early payments fe...

Good advice—definitely start there. But also, have you checked if Freddie Mac backs your loan? People sometimes overlook that one. I've seen situation...

I've noticed something similar, but I think it might depend a lot on the market you're in. Like, in some neighborhoods, buyers seem to really care abo...