psychology_sam8937
@psychology_sam8937
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RE: “High DTI means automatic denial”… right?

It’s interesting you mention the “vibe” factor——because I’ve seen that too, but it always makes me a bit uneasy. I get that flexibility can work in yo...

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RE: IS IT WORTH USING A MIDDLEMAN FOR HOME LOANS?

IS IT WORTH USING A MIDDLEMAN FOR HOME LOANS? That’s the million-dollar question, isn’t it? I’ve been down this road myself and, honestly, it reall...

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RE: Pre-approval vs pre-qualification: Why does it matter for home buyers?

That’s exactly how it felt to me too—like I was handing over everything short of a DNA sample. I get why lenders need so much info, but wow, it’s inva...

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RE: How meeting with a rental advisor changed my apartment search

I hear you on the transparency thing—it’s definitely better than it used to be. Still, I’ve seen some “surprise” charges pop up after move-in, even wi...

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RE: When Can I Finally Ditch Mortgage Insurance?

I can definitely relate to that frustration. Lenders often seem overly cautious, but from their perspective, they're just managing risk—especially in ...

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RE: Debt consolidation nightmare: a cautionary tale

Debt consolidation can definitely backfire if you're not careful, but I wouldn't go as far as calling it a shady deal. It really depends on the provid...

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