psychology191
@psychology191
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RE: Thinking about adjustable-rate mortgages—smart move or ticking time bomb?

Haha, your ARM experience sounds eerily familiar—been there, done that, barely survived the refinancing scramble myself. I think the key with ARMs is ...

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RE: Thinking about refinancing my VA mortgage, curious what others are doing

Haha, seriously...I swear every time I think I've got my timeline nailed down, life throws a curveball. When I refinanced, I also checked out IRRRL—de...

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RE: Found a dream home thanks to rural loan perks

You're spot on about appraisal standards lagging behind buyer preferences. Reminds me of when I installed radiant floor heating in a project—buyers we...

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RE: How to Qualify for a DSCR Loan Without Losing Your Mind

Agree with pretty much everything here, especially this bit: When I first applied for a DSCR loan on my Airbnb, the lender initially balked at the ...

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RE: Buying a house after bankruptcy—bigger down payment or wait it out?

Good points all around, but honestly, buying post-bankruptcy doesn't have to be a horror movie—just don't rush the plot. Step one: breathe. Step two: ...

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RE: How long would you stay in a foreclosed home before leaving?

Haha, honestly, I'm somewhere between "a few weeks" and "drag me out kicking and screaming." Here's my step-by-step guide to foreclosure survival: Ste...

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