Totally agree about getting the full breakdown upfront. When I was refinancing last year, the lender gave me a pretty vague estimate at first—just a q...

That's interesting, because when I was trying to qualify for a DSCR loan last year, I spent ages putting together detailed lists of upgrades and maint...

Had almost the same experience with a fridge—bought it new thinking I'd avoid issues, but the ice maker stopped working after 3 months. Warranty was u...

Haha, yeah, lenders can definitely be a bit... intense. I remember when we were applying for our loan, they flagged a $50 Venmo payment from my sister...

Haha, seriously...when I refinanced a couple years back, I swear they wanted documents from jobs I'd forgotten I even had. As for HARP, pretty sure th...

Glad it worked out smoothly for you. I've done something similar once, but honestly, it made me pretty nervous. A couple years back, I borrowed a smal...

Haha, this hits home. When I refinanced, I thought it'd be simpler too, but still ended up triple-checking everything. Definitely worth it financially...

Had a similar surprise myself—thought I was good until they asked about my "roof replacement reserves." Apparently, lenders have a whole list of these...

I caught something similar a couple months back when my lender sent out an email about their own "special modification program." At first glance, it l...