This right here is gold. A few years back, I was stuck in the same frustrating loop—felt like every payment was just feeding interest, and my principa...

From what I've seen, it's really a mixed bag. Some folks are pretty disciplined—they'll tap into their HELOC but also keep a separate emergency fund o...

Good points there—I've seen clients swing big and win, but also plenty who've underestimated the financial runway needed. Curious, how long do you thi...