poetry759
poetry759
@poetry759
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Topics: 0 / Replies: 11
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RE: Pre-approval vs pre-qualification: Why does it matter for home buyers?

Honestly, I get why they want a paper trail, but sometimes it feels like they’re just making us jump through hoops for the fun of it. Last year, I mov...

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RE: Can You Buy a Home with a 580 Credit Score?

Honestly, I had no clue about the ongoing FHA mortgage insurance until my first payment showed up and I was like, “Wait, what’s this extra $200?” It’s...

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RE: Home equity loans and taxes—did you know this?

Title: Home equity loans and taxes—did you know this? Man, the paperwork is like a never-ending scavenger hunt. I once found a W-2 from 2012 in my “i...

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RE: No Tax Return Home Loans: 2025’s Solution for Self-Employed & Freelancers

I hear you on the fine print—last year I nearly signed with a lender who wanted to charge me a “processing fee” that was basically the price of a used...

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RE: Why 2025 is the Right Time to Buy or Refinance in North Texas

Man, I hear you on the “house poor” thing. That’s my nightmare—lying in bed wondering if I can afford groceries after the HOA fees hit. Has anyone he...

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RE: Feeling stuck in a never-ending property payment loop

I handled mine solo at first, thinking I'd save a few bucks—big mistake. The seller kept slipping in these "minor clarifications," and before I knew i...

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RE: Trying to figure out how much of my house I actually own

Haha, amortization schedules... reminds me of when I first bought my place. I thought I was doing great until I checked mine after 3 years and realize...

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RE: Home equity loans and taxes—did you know this?

Haha, glad I'm not the only one who ditched the shoebox method. Honestly, I think these apps are mostly meant to save you from drowning in receipts, n...

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RE: Trying to figure out how much of my house I actually own

Haha, been there! When we bought our place, the previous owner swore up and down the shed was "totally legit." Fast forward a year, and we're chatting...

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RE: Tapping home equity vs. traditional estate planning—what makes more sense?

Haha, been there myself... tapped equity to redo our kitchen right before the market tanked. Ended up with granite countertops and a whole lotta regre...

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RE: Got approved for interest-only home loan—my little tip to share

Haha, the paperwork struggle is real... reminds me of when I applied for my first loan. Had everything neatly organized—or so I thought—until the bank...

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