Good point about Freddie Mac—people tend to skip right past that one. When I refinanced a few years back, I assumed it was Fannie Mae too, but nope......

I've actually looked at this closely, since we bought an older home thinking the charm was worth it. Honestly, the hidden costs caught us off guard—pl...

Yeah, those meetings can be tedious, but they're worth it if you know what to listen for. I've found that understanding the appeal process and deadlin...

Totally agree with this. When we refinanced a few years back, we debated the shorter term vs. lower payments thing too. Ended up going with lower mont...

Haha, that's a good way to put it. Definitely agree refinancing with shaky credit isn't impossible—just tricky. When we refinanced a couple years back...

I went through something similar when I used my home equity as collateral for a loan to renovate my kitchen. It was definitely quicker and easier than...