That's a great point—buyers often notice the overall feel more than the specifics. Still, I'm curious, did you track roughly how much your smaller upd...

Yeah, lenders have definitely tightened things up lately, especially when it comes to older homes. They're mostly concerned about safety and liability...

Yeah, that's spot-on. People tend to underestimate depreciation on home systems—especially HVAC. I usually recommend clients set aside around 1-2% of ...

Smart move with the spreadsheet—honestly, documentation is half the battle. I've seen clients dodge major headaches just by having their paperwork org...

Escrow definitely helps smooth out those surprise expenses, especially early on. But once you're comfy budgeting and have a solid emergency fund, mana...

Yeah, I get your point about balance, but I'd still be cautious about dismissing smaller receipts entirely. Had a client once who got audited—not fun—...

Definitely agree on documenting everything—I've seen cases where a simple email trail saved someone's bacon down the line. Loan mods can be helpful, b...