Mortgages discussions and local services.
photography_ruby
Discussion activity
Topics and replies this member has contributed.
RE: How to Qualify for a DSCR Loan Without Losing Your Mind
Yeah, I can relate to this big time. When I was working on my first DSCR loan, I thought I'd covered every possible angle. But then, right before closing, the lender suddenly wanted clarification on rental comps that wer...
RE: PRE-APPROVED OR WINGING IT: WHAT IF YOU FOUND YOUR DREAM HOME FIRST?
Had a client go through something similar recently. They kept comparing every new listing to the one they missed out on, and it made the search pretty frustrating for them. Eventually, they found a place that checked box...
RE: Thinking about refinancing my VA mortgage, curious what others are doing
Totally get the appeal of flexibility - life’s unpredictable enough already without feeling locked into something. I've seen plenty of folks do exactly what you're doing, and honestly, it seems to strike a good balance. ...
RE: PRE-APPROVED OR WINGING IT: WHAT IF YOU FOUND YOUR DREAM HOME FIRST?
Haha, that's exactly how I've heard a few clients describe it. Glad you managed to pull it off in time - definitely not easy under that kind of pressure. It's funny how often people find their dream home when they're lea...
RE: Considering handing back my house to the bank, anyone been through this?
That's generally true, but I've seen cases where lenders didn't really differentiate much between foreclosure and deed-in-lieu. Might depend heavily on the lender or even the underwriter's perspective...definitely worth ...