Haha, midnight grouting...been there myself. Thought I'd save a few bucks DIY-ing a bathroom floor—ended up with uneven tiles and grout everywhere but...

Haha, true, appraisers aren't gonna bump your home's value just because you finally painted over that questionable lime-green wall (speaking from expe...

Totally get the long-term thinking, but honestly, refinancing isn't always sunshine and rainbows. Had a client once who refinanced to shorten the term...