Good points above, but a couple things to keep in mind: - VA streamline refinances (IRRRL) usually have fewer fees and less paperwork—no appraisal ne...

Interesting perspective, and you're definitely not alone in feeling that way. But honestly, lenders aren't always as nitpicky about small transactions...

Insurance is definitely a factor, but honestly, vacant land policies aren't always pricier—depends heavily on location and risk factors. I've seen som...

Haha, been there—it's amazing how quickly "a bit damp" escalates into weekend DIY projects. Just a quick heads-up, though: if you're refinancing or lo...

Totally get where you're coming from—banks are walking a tightrope between security and convenience these days. A couple quick thoughts: - Biometrics...

Yeah, good points there. Streamlining FHA processes sounds great, but from experience, there's usually a bit of chaos upfront. A couple things I've he...