I went the thermostat route first as well, mainly because replacing all my windows seemed daunting financially. After about six months, I did notice s...

Good points about hidden fees—I've seen friends get caught off guard too. But honestly, cutting back on sushi (or any small indulgence) might not make...

I get the appeal of remodeling for comfort, but tapping into home equity always makes me a bit cautious. A few years ago, my neighbor did a pretty ext...

Yeah, that's been my experience too. I recently tried negotiating mine, and honestly, the hassle wasn't worth the tiny improvement. Felt like jumping ...