- Not saying there aren’t junk fees, but sometimes those “admin” charges actually cover legit stuff behind the scenes. - I’ve seen lenders get burne...

Here’s how I handle it after dealing with a bunch of properties over the years: - Every renewal, I get at least two or three quotes from other insure...

Nailed it about the credit score—people always talk about saving for a down payment, but the rate difference over 30 years adds up way more than most ...

Totally agree—those “affordable” monthly payments can be a bit of a trap if you’re not looking at the big picture. Here’s what I’ve seen: - Some gran...

Good points there—contingency plans have saved me more times than I'd like to admit. Curious though, has anyone found certain contract clauses helpful...

Couldn't agree more about local banks and credit unions. A few quick thoughts from my experience: - Local lenders definitely have more wiggle room on...

Definitely agree on the surveys—seen way too many headaches from skipping them. A few quick thoughts: - Even old fences or hedges aren't reliable mark...

Had a similar experience myself recently during a refi. Our joint account is pretty much just bills and random household expenses, and we move funds a...