Honestly, it’s wild how much paperwork they want. I’ve had lenders ask for the same paystub three times, like their system just eats documents for bre...

I get where you’re coming from—balloon mortgages can look pretty tempting on paper, especially if you’re only planning to hold the property for a coup...

Honestly, I get where you’re coming from, but I’ve seen plenty of W-2 buyers get tripped up too—especially if they’ve switched jobs or have any side g...

Definitely agree—those little differences in rates and fees can snowball into thousands over the years. I’ve run the numbers on a few deals and it’s w...

Couldn’t agree more about the “just refi later” logic being risky. I’ve seen it bite people, too—especially when they’re juggling multiple properties ...

Had a similar issue pop up on a property I bought a few years back. Thought I'd done my homework, but turns out there was an old access easement tucke...

I've noticed something similar but opposite, actually. Applied for just one DSCR loan a while back and saw my score dip noticeably. Not huge, but enou...

Have you double-checked how your lender calculates that 20% equity? Some lenders base it strictly on the original purchase price, while others might c...

Yeah, that's exactly it—those small savings really do add up over time. I refinanced one of my properties last year, and initially, I thought the diff...