pets347
pets347
@pets347
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RE: Does a VA loan require an inspection? What are the VA loan inspection requirements for buyers and spouses?

Yeah, that’s a common misconception. The VA appraisal is really just making sure the house meets some basic safety and habitability standards (think: ...

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RE: Can You Buy a Home with a 580 Credit Score?

Honestly, I think sticking with FHA long-term is usually a money drain. That mortgage insurance adds up fast, and unlike conventional loans, it doesn’...

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RE: Is it worth using a new homes mortgage broker instead of going straight to a bank?

I hear you on that—sometimes going straight to the bank just makes sense, especially if you’re comfortable digging into the details yourself. I’ve don...

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RE: When Can I Finally Ditch Mortgage Insurance?

You're definitely right about refinancing early, even if PMI hangs around a bit longer. Another thing I've noticed is people sometimes overlook the ap...

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RE: Is buying new worth the hit, or better to grab used and save?

I've had mixed luck with used appliances, but here's my general rule of thumb: if it's got moving parts or water involved (like washers, dishwashers, ...

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RE: Home equity loans and taxes—did you know this?

Yeah, totally agree with this. Zillow's algorithm is decent for ballparking, but it's still just an algorithm. Had one appraisal come in way under Zil...

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