Yeah, having that fallback option in your pocket is key. I've seen clients get pretty anxious when rates start bouncing around like a yo-yo. A few qui...

Ran into something similar recently. Client assumed their late '90s survey was good enough, but the lender flagged it due to some minor zoning changes...

Definitely agree with verifying those first couple payments—seen too many cases where banks mistakenly apply extra payments to future installments ins...

Good points—especially about big-ticket items. A few things I'd add: - Extended warranties can be worthwhile if repair costs are high or the applianc...