patriciaf52
patriciaf52
@patriciaf52
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Topics: 0 / Replies: 10
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RE: Home Buying 101: Stuff I Wish I'd Known Beforehand

Did you run into any permit issues going DIY? I've heard some towns can get picky about inspections if you don't have a pro involved...curious how tha...

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RE: Borrowed from a friend instead of the bank and it worked out great

I see your point about keeping it structured and humorous, but isn't there still a risk that even clear boundaries and paperwork won't prevent awkward...

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RE: When Can I Finally Ditch Mortgage Insurance?

That's a good point about waiting, but I'm curious—has anyone had luck challenging an appraisal that came in just under the threshold? I've heard mixe...

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RE: Tapped into my home's value and finally debt-free—anyone else done this?

Interesting approach—I've tried the separate accounts thing myself, but honestly, it didn't really stick for me. I mean, isn't it tempting to shuffle ...

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RE: Wondering if I can still qualify for a HARP refi these days

Yeah, HARP was decent while it lasted, but honestly...is refinancing even worth it for you right now? Have you crunched the numbers on closing costs v...

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RE: Feeling Stuck Paying Only Interest and Getting Nowhere

Good points all around, but I'm curious—do you think interest-only loans ever make sense long-term? I've known a couple people who swear by them, clai...

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RE: My experience getting monthly income from home equity

I've been thinking about tapping into home equity too, but honestly, the idea of using my primary residence as leverage still makes me uneasy. Sure, t...

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RE: Figuring out how much of my house I actually own

Fair point about credit cards, but have you thought about how tapping into equity impacts your long-term financial goals? I've seen friends get stuck ...

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RE: Trying to figure out how much of my house I actually own

I've noticed those realtor listings can lag behind too, especially in fast-moving markets. Wonder if anyone's tried getting an appraisal just for thei...

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RE: WHAT'S YOUR TAKE ON BANKS TAKING HOMES BACK?

Haha, ain't that the truth. But refinancing isn't always a magic bullet either—depends heavily on your equity and current rates. When I hit a rough pa...

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