oreot15
oreot15
@oreot15
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RE: Buying Land Without Building Right Away—Did You Know This?

Haha, true enough. One tip I'd add is renting a post driver—makes setting the fence posts way easier, especially if your soil is rocky or compacted. S...

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RE: Wondering if I can still qualify for a HARP refi these days

Totally agree with this. When I refinanced last year, I initially got pretty discouraged because the first lender I talked to wanted a mountain of pap...

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RE: Tapping home equity vs. traditional estate planning—what makes more sense?

I totally see where you're coming from with the cookie jar analogy—it does feel a bit like you're dipping into something you shouldn't touch. But hone...

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RE: Found a dream home thanks to rural loan perks

We just refinanced our place, and I totally get what you're saying. Last year, we redid our kitchen—granite counters, new cabinets, the whole nine yar...

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RE: Feeling Stuck Paying Only Interest and Getting Nowhere

Haha, totally relate to that "reverse Murphy's Law" feeling. It's funny how life works—when you're prepared, things seem to stay calm. I noticed this ...

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RE: Buying Land Without Building Right Away—Did You Know This?

Totally agree, saved me once too. I'd also suggest bookmarking your county's GIS map—super handy for quick zoning checks and property line details. Ta...

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RE: Navigating property taxes without losing your mind

Your spreadsheet method sounds solid, but honestly, I gave up on detailed spreadsheets a couple years ago. I found myself dreading that monthly update...

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RE: Just saw a story about homeowners tapping into equity—curious what you all think

We refinanced last year and went through this exact debate. If you're doing a big, one-time project (like our kitchen remodel), a home equity loan's f...

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