That's a solid approach—can't fault you for being thorough. I've seen clients who've lost critical documents due to unexpected events, and the recover...

Specialized inspections can be helpful, but honestly, they're not always cost-effective. Instead of paying separately for plumbing, roofing, electrica...

I refinanced about three years ago myself, and honestly, I had similar doubts. Rates dipped slightly afterward, but nothing significant enough to lose...

Good points overall, especially on keeping detailed records. I've seen clients save themselves a ton of stress just by having their paperwork neatly o...

Yeah, it's actually pretty common. Usually, homeowners can file for bankruptcy (Chapter 13, typically) which triggers an automatic stay, temporarily h...