nthinker62
@nthinker62
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Topics: 1 / Replies: 7
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RE: Mortgage rules just got tighter—didn't see that coming

Had something similar happen recently when I was helping a client with their mortgage application. They flagged a small cash deposit from selling some...

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RE: Smart Thermostat Vs. Energy-Efficient Windows: Which Saves More Money Long-Term?

Have you checked if your living room windows face north or get hit by strong winds? Orientation and exposure can make a surprising difference. My pare...

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RE: Thinking about adjustable-rate mortgages—smart move or ticking time bomb?

Haha, playgrounds and job stability—funny how those "temporary" plans turn permanent. Curious though, did you crunch numbers on the total interest you...

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RE: When Can I Finally Ditch Mortgage Insurance?

Timing and market conditions definitely matter, but have you considered other factors that might affect your appraisal? For instance, how comparable a...

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RE: Found a dream home thanks to rural loan perks

Good points about the hybrid math—it's definitely not a one-size-fits-all scenario. Curious, did your buddy factor in maintenance costs too? I've hear...

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RE: Housing after bankruptcy—rent, buy, or move in with family?

Renting initially makes sense, especially if you're aiming to rebuild credit. One thing to consider: landlords might scrutinize your financial history...

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RE: is skipping the real estate agent route a smart move?

Did you find the paperwork or the negotiation part more overwhelming? Asking because I've seen a lot of people underestimate negotiations—it's not jus...

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