Mortgages discussions and local services.
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RE: Hidden fees and surprises when buying a home
Had a similar experience when we refinanced a couple years back. Everything seemed clear until we got to closing day, then suddenly there was this random "processing fee" nobody mentioned before. Took some back-and-forth...
RE: Found a dream home thanks to rural loan perks
We had appraisal headaches too... our appraiser actually asked if there were any "nearby" similar sales. I was like, define "nearby," because around here that could mean anything from 5 minutes to an hour away, lol. Glad...
RE: Figuring out how much of my house I actually own
When we refinanced our home a few years back, an easement popped up that we hadn't even known about originally. It was a small utility easement along the back fence line... nothing major, but still gave us pause. Honestl...
RE: Tapping home equity vs. traditional estate planning - what makes more sense?
Totally get where you're coming from - taking equity does mean more debt, technically. But from my experience, it's not always a bad thing. A few years back, we refinanced and tapped into equity to renovate our outdated ...
RE: Getting your mortgage company to pick up the pace
I totally get where you're coming from. When we refinanced last year, I thought going local would mean less hassle, but honestly, it felt like they were digging through every receipt I'd ever saved. At one point, I had t...