Good point about being cautious—it's smart to take your time, especially if you're new to homeownership. One thing I've seen catch people off guard is...

Closing costs definitely sneak up on people more often than you'd think...been there myself, unfortunately. But beyond that, have you considered how w...

I hear you on the painting cabinets thing—did mine last year and still have flashbacks, haha. For me, tackling smaller financial tasks like setting up...

Yeah, I'd say lenders do tend to relax a little if it's a recognized franchise—brand stability helps. But honestly, they'll still dig into the franchi...

Good points all around, especially about starting with HUD counselors first. They're often overlooked, but they're a solid resource when you're dealin...

Good points raised here—interest-only mortgages can definitely make sense, but only in pretty specific scenarios. I've seen people get burned badly wh...