nick_paws
nick_paws
@nick_paws
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Topics: 0 / Replies: 9
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RE: Getting Results When Your Loan Servicer Drops the Ball

I get where you’re coming from, but I actually had a different experience with the CFPB. I thought it’d be a waste of time, but when I filed a complai...

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RE: Buying a Home in 2026? You Might Be Missing a Free $25,000

Yeah, it’s wild how inconsistent those alerts can be. I remember when I was getting pre-approved, my lender flagged a $50 Venmo from a friend but didn...

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RE: Getting through the DSCR loan maze: My step-by-step and a question

That’s so true about the inconsistency—sometimes it feels like a total toss-up. I’ve noticed some lenders seem to get pickier at the end of the month,...

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RE: Are you considering buying a home in Dallas? Read this before!

That’s happened to me too. It’s wild how even the pros can miss stuff or just gloss over things they think aren’t important. I once caught a weird esc...

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RE: Pre-approval vs pre-qualification: Why does it matter for home buyers?

PRE-APPROVAL REALLY DOES MAKE A DIFFERENCE Reading your story, I felt that sting—losing out on a place after already sinking money into inspections i...

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RE: Getting through the DSCR loan maze: My step-by-step and a question

Yeah, the inconsistency between lenders is honestly the most frustrating part for me too. One lender flagged a missing initial on page 17 once, and th...

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RE: “High DTI means automatic denial”… right?

Yeah, I’ve seen folks get all stressed about DTI like it’s some kind of brick wall, but it’s really more like a speed bump. If your credit’s solid and...

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RE: New Homes with Low Interest Rates

I get where you’re coming from, but I actually feel the opposite—ugly kitchen drives me nuts way more than a retro bathroom. Maybe it’s because I cook...

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RE: No Tax Return Home Loans: 2025’s Solution for Self-Employed & Freelancers

You nailed it with the fee comparison—those “processing” charges are all over the place. I’ve seen “admin” fees sneak in too, and sometimes they’re ju...

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