news_melissa
news_melissa
@news_melissa
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RE: Does a VA loan require an inspection? What are the VA loan inspection requirements for buyers and spouses?

Title: Does a VA loan require an inspection? What are the VA loan inspection requirements for buyers and spouses? Yeah, I’ve seen this trip up a lot ...

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RE: “High DTI means automatic denial”… right?

HIGH DTI ISN’T ALWAYS A DEALBREAKER That 43% figure gets tossed around like it’s some kind of brick wall, but honestly, it’s more of a speed bump. I’...

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RE: Nobody Talks About FHA Loans for Disabled Persons—Until Now

It’s wild how many lenders and agents just breeze past the 203(k) like it’s some obscure trivia. I’ve seen folks spend months scraping together cash f...

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RE: How tough is it to get a mortgage for a rental if your credit isn’t perfect?

Honestly, I’ve seen folks get so hung up on the big banks that they miss out on some of the smaller lenders or even mortgage brokers who specialize in...

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RE: Can You Buy a Home with a 580 Credit Score?

Tossing cash into a bonfire is exactly how rent feels, right? I hear this all the time—folks itching to buy but stuck watching their score crawl up at...

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RE: Explore Your Mortgage Refinance Options in Dallas

Been there, done that—once had a closing in the back seat of someone’s car because the coffee shop was packed and the notary’s hotspot wouldn’t connec...

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RE: Best Way to Get a Commercial Loan in 2025?

That’s been my experience too, but I’ve seen underwriters get weirdly fixated on some random document from years ago—like a lease from a location you ...

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RE: How H1B Visa Holders Can Qualify for a Mortgage

I’ve literally rolled my eyes at those “courier fees” on digital docs—like, what are they, mailing my PDF on a carrier pigeon? I’ve seen lenders tack ...

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