Mortgages discussions and local services.
nature_nala
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RE: Smart Thermostat Vs. Energy-Efficient Windows: Which Saves More Money Long-Term?
Climate definitely matters, but I'm skeptical it'd swing things dramatically. I mean, if you're somewhere with extreme temps - like brutal winters or scorching summers - windows probably make a bigger dent. But even then...
RE: Mortgage Struggles: Anyone Had Luck Changing Their Loan Terms Recently?
Yeah, same boat here. My lender made it sound easy at first, but now they're asking for endless paperwork and taking forever to respond. Seems like flexibility depends a lot on the specific bank or even the rep you're de...
RE: Finally got approved for a mortgage while freelancing - feels unreal
Haha, congrats on surviving the freelance mortgage maze. Honestly, I was skeptical at first - felt like lenders thought my freelance income was Monopoly money or something. My accountant definitely earned their keep duri...