I went through a similar thought process recently and ended up making a spreadsheet to crunch the numbers. Basically, here's what I did: compared my c...

I've been thinking along similar lines lately. When I bought my first place, I initially thought a bigger down payment was the safest bet, but after r...

I debated escrow too, but after mapping out all the due dates and budgeting spreadsheets (yeah, I'm that person...), I realized one slip-up could cost...

Couldn't agree more. As a first-time homeowner, I've been crunching numbers obsessively... Refinancing sounds tempting, but your friend's story from '...