Funny you mention homes sitting on the market—I was just telling my neighbor how I’m seeing more “for sale” signs hanging around longer than usual. Bu...
Couldn’t agree more about keeping some cash on hand. When we bought our place, we put a chunk down to get the payment lower, but then the roof started...
Title: Getting through the DSCR loan maze: My step-by-step and a question I get where you’re coming from with the resubmits, but I’m not totally conv...
I get where you’re coming from about not waiting forever for the “perfect” score. I’ve seen friends hold off for years, hoping to bump their credit up...
Yeah, the escrow thing can really blindside you. After my first year owning, my property taxes jumped—no warning, just a new bill. I’ve started keepin...
Went through something similar about five years ago. Our town didn't exactly double taxes overnight, but they did hike them significantly after a new ...
Totally agree about the "Miscellaneous" boxes...been there, done that. As for equity loans, I think banks could do a better job explaining the tax imp...
I looked into this recently when I was refinancing last year. From what I gathered, HARP itself is long gone, but there are still some similar streaml...
Haha, outdated wiring is no joke. When we moved into our place, everything looked fine on the surface—fresh paint, decent floors—but behind the walls ...
Couldn't agree more. I dipped into my equity once for renovations—seemed smart at the time—but those monthly payments started feeling heavy real quick...
This is exactly why I ended up biting the bullet and getting a survey done a couple years ago. When we first moved in, our neighbor casually mentioned...
I totally get the appeal of Zillow, especially when you're new to homeownership. When I first bought my place, I was glued to it too—checking every fe...
We took a similar path a while back—pulled a bit of equity to knock out some high-interest debt. Gotta admit, I was nervous at first...felt like tradi...
I get the appeal of HELOCs, but honestly, they can be a bit of a double-edged sword. A few years back, we went that route for a bathroom remodel—seeme...
Yeah, that's exactly how I'd describe it. We had a similar gamble with our HVAC system. Got the warranty thinking we'd be covered, but when the AC wen...