Good suggestions, especially the bit about deferrals. I've heard mixed things about those programs—some folks swear by them, others say the paperwork ...

- Totally get your point about comfort vs. pure numbers—I've been there myself. - But curious, did you factor in maintenance costs or unexpected issue...

- Good points, but isn't the whole idea of escrow to simplify things? I mean, I get wanting to stay sharp on finances, but escrow doesn't have to mean...

Interesting points here. I've been considering refinancing myself, but hadn't really thought about the ripple effects on other financial moves. A frie...

Totally get the peace-of-mind angle, but just curious: - Did you factor in refinancing options down the road? Rates fluctuate, and refinancing later ...

- I totally get your hesitation with HELOCs—those variable rates can sneak up on you, especially in an unpredictable market. - Reverse mortgages do of...