Totally agree, it's surprising how many people overlook those little IRS tweaks. I've been looking into refinancing my home equity loan lately, and ho...

Fair points, but honestly, digital portals have saved me a ton of hassle overall. - Had a refinance last year, and the online system let me track ev...

Had something similar happen recently: - Lender asked me to verify employment from a company I worked at 12 years ago. - Company got bought out, HR d...

Good points here, especially about lenders always finding a workaround. Just refinanced myself a couple months ago, and even with the new rules, I sti...

I've been through something similar, and honestly, I think you're overthinking the rebate part. When we refinanced, we also did some smaller energy up...