nancyharris502
nancyharris502
@nancyharris502
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Topics: 1 / Replies: 7
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RE: Smart Thermostat Vs. Energy-Efficient Windows: Which Saves More Money Long-Term?

Yeah, smart thermostats are handy, but they're definitely not miracle workers. I've seen this a lot with older homes—people invest in high-tech gadget...

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RE: When Can I Finally Ditch Mortgage Insurance?

Solid advice, especially about checking local market trends. I've seen clients surprised by how quickly their equity jumped just because the neighborh...

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RE: Tapping home equity vs. traditional estate planning—what makes more sense?

I get the hesitation around HELOCs, especially after '08—those stories stick with you. But honestly, I think a lot of the fear comes from how people u...

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RE: Thinking about tapping into home equity for a remodel—smart move or risky?

That's a solid perspective. I had a similar experience when we redid our kitchen a few years back. At first, I was tempted by the trendy quartz counte...

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RE: How Much Value Does Your Stuff Really Lose Over Time?

You're spot on about the psychological aspect. I've noticed buyers often make snap judgments based on first impressions, even if they're not conscious...

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RE: Home equity loans and taxes—did you know this?

Yeah, IRS wording can feel like navigating a maze sometimes... I've had clients run into similar confusion. Good call on double-checking with a tax pr...

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RE: Feeling overwhelmed by FHA loan hoops and hurdles

Good reminder about the inspection vs appraisal thing. FHA appraisals can feel thorough, but they're really just checking boxes for safety and value. ...

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