nala_mitchell
@nala_mitchell
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RE: Does an old bankruptcy matter more than a recent one?

That’s true, especially with jumbo loans or anything outside the standard conforming stuff. Some lenders just see “bankruptcy” and get cautious, no ma...

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RE: When a fixed rate just won’t cut it: a mortgage adventure

Honestly, timing an ARM exit perfectly is almost never pure skill. Even with solid planning, stuff happens—job changes, health issues, the market shif...

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RE: Mortgage Refinance Dallas Texas | Save More with Local Experts

You nailed it with the “popcorn at the movies” comparison—those fees sneak up on you every time. I see a lot of people just gloss over the closing dis...

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RE: Home Buying 101: Stuff I Wish I'd Known Beforehand

Inspectors usually do a general check on drainage, but honestly, they're not specialists. They're looking for obvious red flags—like major pooling or ...

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RE: Buying Land Without Building Right Away—Did You Know This?

Emails can help, sure, but they're not always bulletproof. Had a client once who thought their email chain was enough proof for an easement issue—turn...

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