Yeah, I get where you’re coming from. I’ve seen folks grind for months, lose out to all-cash offers, and then finally land something just because they...

Yeah, the apps are getting smarter, but there’s still a gap between what they show and what you actually live with. I always tell folks—numbers and ch...

Honestly, I see this all the time—folks get hung up on whether a new faucet or some fresh paint will actually boost their appraisal. Nine times out of...

Honestly, I haven’t seen a huge difference between old Chapter 7s and 13s in the last few years. Some lenders act like “old is old” and just want to s...

Couldn’t agree more about the stress factor—people tend to focus on that low teaser rate and ignore what happens when it jumps. I’ve seen folks get st...