- Totally get wanting to see that principal drop. I’m in the middle of my first mortgage and there’s something satisfying about knocking down the bala...

580 credit score here, and yeah, I learned the hard way that lenders care way more about the guts of the house than the backsplash. My agent kept sayi...

Good point, balance transfers can be great if you're disciplined. Personally, I prefer the avalanche method—tackling highest-interest debts first save...

Good points here. I've been researching mortgages lately (first-time buyer, so it's all new to me), and transparency seems to vary a lot between lende...

I recently went through something similar, and your point about discipline really hits home. When I bought my first place last year, I had some studen...

Totally get your point on warranties—been there myself. But as a first-time homeowner still figuring out which end of the screwdriver to hold, sometim...