Good point here. I refinanced a few years back thinking I'd stick around longer, but life had other plans...ended up moving sooner than expected and b...

Yeah, surveys aren't foolproof for sure. When we moved in, the official survey was fine, but we found out later from neighbors that our fence line was...

This right here is exactly the kind of realization I had a few years back. When we first bought our place, I was laser-focused on getting rid of the m...

Had something similar happen when we refinanced a couple years ago. We had a small deposit from my brother reimbursing me for concert tickets—literall...

Yeah, upgrades are tricky like that. When I refinanced to drop PMI, it wasn't the new deck or updated bathroom that helped—it was purely the market pu...

Good points here. I've had mixed luck myself—one appraisal came in higher than expected, letting me drop PMI early, but another time it fell short des...

Couldn't agree more with this. Learned the hard way myself when our roof decided to spring a leak right after we'd tapped into equity for some renovat...