Haha, totally relate to that railing story. For us it was: - A cracked sidewalk slab (barely noticeable, but apparently a "trip hazard"). - Missing s...

Same here. Nothing feels better than knowing exactly where every dollar is going, especially when it comes to something huge like your mortgage. I wen...

Haha, been there myself—those sneaky fees are like the hidden calories of refinancing. You think you're getting a sweet deal, then BAM, surprise charg...

True, but honestly, even if your lender is flexible, sometimes the hoops you have to jump through just aren't worth it. I tried the whole appraisal-an...

Totally agree with scanning monthly—saved me from a sneaky $15 "processing fee" once. But honestly, focusing on the big stuff first is key. When I tra...

For me, it's a mix of both math and personal enjoyment—leaning heavily toward math, though, because I'm cheap like that, lol. My rule of thumb: - Roo...